Credit Card Payoff - Personal Loan - Home

YOUR BEST INTEREST AT HEART

You don't have to cut up your cards or close accounts, and after you pay off your balances with the Credit Card Payoff® Loan, your credit score can increase by 40+ points!

A Decision That Pays Off

Freedom from debt is within reach! The Cards Payoff Loan could help you pay off your cards faster and save money on interest, putting you on the path to a brighter financial future.

Personal Support 24/7

Feeling lost in the credit card maze? Our friendly Member Experience Team is here to guide you on your debt-free path.

WE MADE THE PROCESS SIMPLE

We don't like jumping through hoops anymore than you do. So we made it easy, straightforward and quick to apply.

APPLY NOW

Checking your eligibility for the Cards Payoff Loan is free, easy, and won't hurt your credit score.

CHOOSE YOUR TERMS

Get started with the option that suits you and submit your application easily.

VERIFY YOUR INFO

Review your terms, verify your information and eSign your loan documents.

RECEIVE YOUR FUNDS

RECEIVE YOUR FUNDS Your funds to pay off your credit card balances will be electronically deposited into your account.

Our Amazing Rates

Credit Card Payoff offers fixed rates between 5.65% (5.99% APR) and 22.59% (24.99% APR) for loan amounts from $5,000 to $35,000. APR and minimum loan amount may vary in certain states, please see our Rates and Terms page for specific details.

Testimonials

"Drowning in credit card debt was a constant source of stress. The Cards Payoff Loan website gave me a clear path forward. Their debt payoff calculator helped me see exactly how much I could save, and the application process was surprisingly simple. Now, I'm finally debt-free and on track to saving for the future. Thanks Cards Payoff Loan!"
Sarah K.
Teacher
I tried everything to get ahead of my credit card debt, but nothing seemed to work. Then I found Cards Payoff Loan. Their Member Experience Team was amazing! They answered all my questions and made sure I understood the entire process. Now, my credit score is climbing, and I have more breathing room in my budget. I highly recommend Cards Payoff Loan to anyone struggling with credit card debt."
David M.
Entrepreneur
"I was hesitant to look into a debt payoff loan, but Cards Payoff Loan offered a no-obligation quote that didn't affect my credit score. To my surprise, it could actually save me thousands in interest! The application was quick and painless, and now I'm making steady progress towards becoming debt-free. Cards Payoff Loan is a lifesaver."
Lisa W
Registered Nurse